My goal as a healthy middle-aged woman is to wait until updated shots are available in the fall. Assuming we have funding for them.

The funding question is the only reason why I would consider getting a fourth shot now.

I've so far avoided symptomatic COVID-19 (was exposed to BA1 in December and couldn't get tested, so I will never know if I had an asymptomatic infection then or not. That was when tests were simply unobtainable).